You can pay for your office visits and any treatments by cash, check, credit or debit card at the time of treatment. We are not participating providers with any dental insurance carriers, but we will submit to all carriers as a courtesy to you.

To be a participating provider simply means that the office agrees to accept what the insurance company dictates as an acceptable fee for the treatment provided. The treatment provided here is not average, and the materials are the finest that the industry now has available, therefore, the insurance carriers can not dictate the value of the services provided here.

We apply a 5% courtesy for payment in full on the date of service for all dental treatment, and a 10% courtesy for our senior members over the age of 63. Families who are seen for their maintenance appointments within one week of each other (more than 3 is considered for the family courtesy), a 10% courtesy is applied for payment in full as well.

Outside financing through Care Credit, Dental Fee Plan and Unicorn Financial is available and is simple to apply for. Care Credit is a revolving line. Dental Fee Plan and Unicorn are designed as a loan. Financing is also available through Northern Michigan Bank.

To further discuss the types of payment options please contact us at (906) 225-1100.